What Is First Iraqi Bank?
First Iraqi Bank (FIB) is a digital bank in Iraq. Its customers open an account and manage their money from the FIB app on their phone, and they can use that same app to pay online stores.
For an online store, FIB works without cards: the customer confirms the payment inside their FIB app, and the money goes from their account to yours. You never see their account details, and you do not need to build anything.
Key Features
- No Card Needed: Customers pay from their FIB account in the app, so shoppers without a bank card can still buy from you.
- Made for Phones: A customer shopping on their phone taps a button that opens the FIB app straight away.
- Scan to Pay on a Computer: A customer shopping on a computer scans a code with the FIB app on their phone, or types a short code into the app.
- Confirmed Automatically: The payment page updates by itself the moment the customer pays, then takes them to their order.
- Iraqi Dinar Payments: Payments are charged in Iraqi dinars, which keeps your accounts simple.
- Refunds from Your Dashboard: Refund an order from Trinavo within seven days of the payment and the full amount goes back to the customer's FIB account.
Built for the Iraqi Market
Many shoppers in Iraq do not have a bank card, and a checkout that only takes cards turns them away at the last step. FIB gives them a way to pay that lives on the phone they already use.
Adding FIB next to cash on delivery lets your customers pay before the order ships, which means fewer refused deliveries and money in your account sooner.
Supported Regions and Currencies
FIB operates in Iraq and charges in Iraqi dinars. It is a strong fit for any store whose customers are in Iraq. FIB does not accept payments of 250 dinars or less, so it is only offered for orders above that. If your store is priced in another currency, Trinavo converts the order total to dinars using your exchange rates before the customer pays.
Integration with Trinavo
Trinavo provides a native integration with FIB. Your store is ready for it out of the box: there is nothing to install, no developer to hire, and no custom work to commission.
To connect it, open your payment settings, choose First Iraqi Bank, and paste the details FIB sends you. You can keep test details and live details side by side and move between them with a single switch, so you can try the whole flow before going live.
There is nothing to set up on FIB's side: your store tells FIB where to confirm each payment by itself. The order is confirmed automatically, and every payment appears in your Trinavo dashboard alongside your other gateways.
Security and Compliance
The customer confirms every payment inside their own FIB app, so your store never handles their account details.
Before an order is marked as paid, your store checks the payment directly with FIB, including that the amount paid matches the order. The order is only marked paid once FIB confirms it, which means nobody can mark an order as paid by tampering with a page or a message.
Getting Started
Ask FIB for online payment access through the integration request form on their website, and they will send you your test and live details. Then open payment settings in your Trinavo store, select First Iraqi Bank, paste your details, and you are ready to take payments.
If you sell to customers in Iraq, FIB lets them pay from the bank app they already use. Your Trinavo store is already prepared for it, so turning it on is a matter of minutes rather than a project.
