PayTR

What Is PayTR?

PayTR is Türkiye's most widely used online payment gateway, processing payments for tens of thousands of e-commerce merchants across the country. Based in Istanbul, PayTR is the trusted choice for Turkish businesses that need a fast, locally-tuned payment experience for their customers. Its hosted iFrame checkout means merchants get full PCI compliance without ever touching cardholder data directly.

Key Features

• Hosted iFrame Checkout: Embed PayTR's secure payment form directly inside your store with their iframeResizer integration — no full-page redirect required, and PCI scope is reduced because card data never reaches your servers.
• Installments (Taksit): Turkish customers expect installment payments at checkout. PayTR supports flexible taksit plans from 2 to 12 monthly installments, configurable per payment method.
• BKM Express & Local Wallets: Accept payments through BKM Express and other Turkish mobile-wallet experiences that customers prefer for one-tap purchases.
• Multi-Currency Support: Process payments in Turkish Lira (TRY) as well as USD, EUR, GBP, and RUB — useful for stores selling cross-border.
• 3D Secure & Fraud Screening: Built-in 3D Secure authentication plus PayTR's own fraud-detection engine help reduce chargebacks and unauthorized transactions.
• Sandbox Environment: A dedicated sandbox mode lets your development team test the full payment flow with test cards before going live, all with the same credentials toggled by a single setting.

Supported Regions and Currencies

PayTR is exclusively focused on the Turkish market and is the leading choice for merchants operating in Türkiye. While the primary currency is Turkish Lira (TRY), PayTR also supports USD, EUR, GBP, and RUB for merchants that serve international customers from a Turkish-based storefront.

Integration with Trinavo

Trinavo provides a seamless PayTR integration that lets you start accepting payments in minutes. Once you enter your PayTR merchant credentials (merchant ID, key, and salt) in the Trinavo dashboard, the gateway becomes available at checkout for your Turkish customers. The iFrame loads inline on your payment page, keeping shoppers on your site throughout the entire transaction.

The integration automatically handles PayTR's hash-signed token requests, callback verification with HMAC-SHA256, and installment configuration. Merchants can switch between test and live modes from a single checkbox in their payment method settings.

Security and Compliance

PayTR is PCI DSS certified and handles all sensitive cardholder data within their own secure infrastructure. Every transaction is protected by HMAC-SHA256 hash verification on both request and callback to prevent tampering. 3D Secure authentication is enabled by default for card transactions, providing an additional layer of customer verification.

Getting Started

To enable PayTR in your Trinavo store, navigate to Payment Methods in your dashboard, add a new PayTR payment method, and enter your merchant ID, merchant key, and merchant salt from the PayTR merchant panel. Set the currency to TRY (or your preferred currency), choose your installment limits, and you're ready to start accepting payments from Turkish customers.